SM Investments

SM Investments Lists USD 500 million debt notes on Singapore Exchange

SM Investments taps into global markets with a USD 500 million debt issuance. Find out how this strengthens their financial flexibility! PASAY CITY, Philippines, 18 July 2024 – SM Investments Corporation (SM Investments) successfully priced a USD 500 million drawdown from its USD 3 billion multi-issuer Euro Medium-Term Notes (EMTN) program established in May this year. …

tax compliance

Tax Compliance / Invoicing Requirements in 2024: What Every Taxpayer Needs to Know

Tax compliance:  Get ready for the new BIR invoicing requirements effective July 1, 2024. Learn about converting unused official receipts to valid invoices. Starting July 1, 2024, all taxpayers need to issue valid invoices to their customers. This new rule is part of the BIR’s effort to streamline tax compliance and ensure proper documentation of …

General Journal and General Ledger: A Quick Comparison for Beginners

Learn the difference between a general journal and a general ledger in simple terms. Essential reading for small business owners and accounting newbies. I often get asked about the basics of accounting, especially by small business owners. One common question is about the difference between a general journal and a general ledger. These two terms …

credit cards

6 Things You Should Know about Credit Cards for a Good Credit Rating

Credit Cards:  Unlock financial flexibility with your plastic currency! Learn how to maximize credit card uses to maintain a good credit standing. While credit cards serve as a convenient payment method for purchases, they offer additional functionalities that can benefit you financially. Furthermore, there are proactive steps you can take to maintain a favorable credit …

new credit card

What Happens If You Don’t Activate your New Credit Card?

Getting a new credit card can be exciting. It provides a handy financial tool to help manage your money. Credit cards allow you to make purchases or access cash instantly without having to carry around a lot of physical currency. When used responsibly, credit cards are an excellent way to buy what you need without …

retirement planning

Retirement Planning: 5 Crucial Investment Tips for Retirees to Protect Your Nest Egg

Retirement Planning /Protect your nest egg!  Don’t fall for get-rich-quick schemes. Learn how to safeguard your retirement savings with these 5 crucial investment tips. Retirement years should be a time to relax and enjoy the fruits of a lifetime of hard work. However, this is also a time when protecting your hard-earned pension is critical. …

Financial Freedom

Financial Freedom / Downsizing for Retirement: Simplify Your Space, Amplify Your Joy

Financial Freedom:  Less clutter, more peace! Explore the benefits of downsizing in retirement for a simpler, more fulfilling lifestyle. Retirement is often seen as a time to simplify life, to shed the excess, and to focus on what truly matters. One powerful way to do this is through downsizing—reducing the size of your living space …

tax identification number

Do you need a Tax Identification Number (TIN) if you don’t have a job?

Tax Identification Numbers / Unemployed but need a TIN? We break down who exactly needs a Tax ID Number in the Philippines. Many people in the Philippines may wonder if they need to get a Tax Identification Number (TIN) if they don’t currently have a job or source of income. The answer is – it …