Disclaimer: I am not affiliated with Maxicare Healthcare Corporation. The purpose of this article is to inform my readers of the importance of health insurance for financial security and over-all wellness, and why we chose Maxicare for our health insurance.
Nobody wants to get sick, but some people need medical attention- like a doctor’s check-up or laboratory examination.
While you are living a healthy lifestyle, with no history of family illness, you are still at risk of sickness.
But, people with health insurance will always have peace of mind, knowing that they can get the best medical treatment possible.
Benefits of Getting a Health Insurance
Hospitalization would cost us a huge amount of money. Worst, with limited cash, it will cost even our life, especially when medical problems lead to even more complicated health issues.
By just paying a few thousand pesos monthly or quarterly, you are covered for hospitalization that would cost you a hundred thousand pesos, depending on your insurance coverage
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Peace of Mind
Your health is at risk at any time. If it is not addressed immediately, it will give you stress and will eventually worsen the situation. Your health insurance will shoulder the medical expenses and thus, reduce your stress.
Most health insurance covers regular doctor’s consultations and laboratory examinations. Availing of this minor hospital procedure facilitates early detection of serious illness. Hence, you are assured that it will be resolved and managed in time before it gets worse.
Why Did We Choose Maxicare?
Choosing the right health care insurance is difficult, especially if you are in your 50’s.
Aside from the highest cost of premiums as compared to someone younger who is getting the same coverage, pre-existing health conditions are also not covered by most HMOs.
So, why did we choose Maxicare for our health insurance? There are five reasons.
Maxicare is one of the pioneers in the health insurance sector. It has been serving the health insurance needs of the public for more than two decades now.
It has the most numbers of accredited doctors and hospitals, so you are guaranteed that your health card is accepted by your doctor and preferred hospital.
2. Hassle-Free Consultation/Admission
Getting a Letter of Authority (LOA) for consultation or admission is easy. All you need to do is access your Maxicare online account, follow the instructions, and print the LOA.
3. Fast Reimbursement Procedure
There are cases when you need to pay your medical bills out of your pocket for some reasons. You can process your reimbursement online by accessing their website. Since the process is automated, it is faster and efficient.
4. Responsive Sales Agent
It is always good to have a nice and courteous sales agent who goes the extra mile to serve the client. We are lucky to have one.
5. Affordable Premium Payment
Maxicare allows affordable premium payment every quarter, rather than paying them semi-annual or annually as most health insurance companies require. This arrangement will not take a big chunk from your budget, so your expenses are still manageable.
As we enjoy our life after retirement, we must not forget to prepare something for our health.
When we are old, most of our illnesses are detected. It is always practical to prepare for our medical and hospitalization expenses
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Getting the right health insurance coverage will help us live our remaining years happy, healthy, and worry-free.
Do you have a health insurance, too? How was your experience using your health card? Please share your story in the Comment Section below.